Travel Insurance Required for Traveling to Cuba:

Since May 1, 2010, travelers must present proof of health insurance in order to enter the Cuba. Upon arrival, travelers may be required to present an insurance policy, insurance certificate, or medical assistance card valid for the period of their stay in Cuba. Those who do not have proof of insurance coverage may be required to obtain health insurance from a Cuban insurance company when they arrive.

Temporary residents also have to hold valid health insurance policies.

Although proof of Canadian provincial health insurance is sufficient for visitors to enter Cuba, your provincial plan may cover only part of the costs and will not pay the bill up-front, as required. It is therefore recommended that travelers purchase supplemental health insurance. Note that some private insurers also require the traveler to pay costs up-front and be reimbursed late. Travelers should note that Cuban authorities will not allow anyone with outstanding medical bills to leave the country.
All health insurance policies are recognized, except those issued by U.S. insurance companies, as they cannot provide coverage in Cuba.

USA and Canadians residents can contact an RBC Travel Insurance representative at 1 800 597 1806 to obtain a travel health insurance quote valid for Cuba.

Canadians can get a quote and book online here: Online quote for Canadian Residents

USA residents can get a quote and book online here: Online quote for USA Residents