Travel Medical Plans for Travellers 60 and Over

Travel Medical Insurance is a cost-effective way to help protect not only your health, but your moneys. Government medical insurance plans will not cover all emergency medical expenditures once you leave your home province and normally cover only a very limited portion once you leave Canada.If you're a recurrent traveller or a Snowbird who enjoys the Caribbean sunshine several months a year, you probably know the unforeseen can happen all of a sudden.

Your age and the length of your trip will determine whether you need to answer a few simple medical questions when applying.

 
< -------------------------------------------------------------------Lenght of Your Trip ------------------------------------------------------------------------>
YOUR AGE
Single Trip 15 Days or Less
Multi-Trip or Single Trips up to 183 Days
Single Trip over 183 Days
Under 60 years
NotRequired NotRequired (Only Required for Ages 40-59)
From 60-74 years
NotRequired Required Required
75 years and Over
Required Required Not Available


Pre-existing Health Conditions Exclusions for TravelCare Policies

The chart below lists the benefits and exclusions related to pre-existing medical conditions for each TravelCare category. The medical questionnaire will determine which TravelCare category you are eligible to purchase.

TravelCare Category
Benefits and Exclusions
HealthSelect®
Unlimited emergency medical benefits.
Gold
Unlimited emergency medical benefits provided any medical condition/related condition has been stable for 90 days prior to your departure date.
Silver Plus and Silver
Unlimited emergency medical benefits provided any medical condition/related condition has been stable for 180 days prior to your departure date.
Bronze
Excludes coverage for medical conditions existing in the 180 days prior to your departure date.

These insurances are subject to a maximum of $20 000 benefit if you do not have a valid government health plan coverage for the full duration of your trip.

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